Action Payday Loan Reviews

Action Payday Loan ReviewsThere are two different companies that are both using the name Action Payday Loan, and of course they’re both in the business of lending money for short term needs. We’ll review both of them here so that you’ll have an idea of which one to go with.

In the world of payday loans there are essentially two types of entities: those that loan directly and then hundreds if not thousands of sites trying to collect leads for these direct lenders. That’s why about 9 out of 10 sites you see out there don’t actually lend you the money, but rather want you to apply for a loan because that’s how they get paid. It’s just the way things work, and after a lot of evaluation we’ve determined that it’s not really too important whether you deal direct or go with a matching service.

But you do want to be selective about which matching service you go with, because your personal and banking information does have value to it, and you don’t want to go around just giving it out willy nilly, especially if it doesn’t produce the result you want, which is getting a loan from a reputable lender. Both of these sites are vying for your info, and you can choose to give it to one of them, both, or neither, based on how you feel about it once you see what they have to offer.

Action Payday Loan Reviews – Times Two!

It’s not every day that you find two lenders with such confusingly similar names, Action Payday Loan and Action Payday, and it’s likely only a matter of time before one sues the other for some sort of infringement. But until then you’ll have to choose between the two to see which one you prefer, as there are a few similarities, but a lot of differences as well. The most striking difference is the visual appeal. One site looks old and outdated, while one looks fun and friendly. That’s not enough to base your decision on, but there are more features that separate these two.

ActionPaydayLoans.com
The first site is located at ActionPaydayLoans.com and they are what would be considered your typical online loan site, featuring a secure application page, and extra information on the payday loan process. They are not a direct lender, and are only pre-qualifying you to see if you make enough money and have a bank account ready to complete the transaction. You can find literally hundreds of these sites that are all trying to father up your financial details so they can give it to lenders which do the actual lending.

ActionPayday.com
The second site is at ActionPayday.com and they’ve definitely spent a lot more on website design. This doesn’t necessarily mean that they’re a better company, or offer a better service, but it does go a long way as far as the experience they provide for the consumer right from the start. They offer a live chat for customer service, and they have a toll free customer service phone number and of course by email.

Action Payday Loan has all of the bases covered here, an easy to navigate application on a secure page, but you’ve got to keep in mind that they’re a loan matching service and not a direct lender. This means that they are just the front end, and their goal is to get your data so that they can pass it along to the actual lender that will be taking the transaction over from there. What’s nice about their site is that they keep your information on file, so you don’t have to fill all of this out again if you need to re-loan in the future.

Our Recommendation
In this instance we’d go with ActionPayday.com because they’ve got their ducks in a row a little better than the other site. The biggest advantage is being able to log back into your account and have all of your information stored so you don’t have to keep entering it in each time you need to take out a loan. They also make a stronger effort when it comes to customer service, which is the cornerstone to every good business, especially in the payday loan industry.

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