Alaska Payday Loans

In the state of Alaska payday loans are legal. You get payday loans from various lending institutions which are generally companies. If you are dealing with reputable company, the maximum amount of loan you can get is $500. This has been legally settled. You are suggested to be cautious if any company offers you a loan amount more than this. The law however does not clarify the number of loans you can take at one time.

The legally permitted fees these lenders can charge you is $15 per $100 loan amount or 15% of the total amount of the payday loan which ever is smaller. The Alaska payday loans law allows these lenders to give you loan for a minimum time duration of 14 days. There is no maximum limit to it. If you take a $100 loan for a period of more than 14 days then the fees will be $20 for exceeding the time limit. Alaska payday loans stores can charge you $5 as an origination fee. This is legally permitted to these lenders. The APR for 14 day Alaska payday loans of $100 would be 520%.

Alaska Payday Loans Reviews & Laws

Alaska payday loans allows two rollovers. In a rollover you have to pay the fees for the loan amount without paying the loan balance. The lenders are barred from bringing legal action against you for any delays to the payment of loans until the fault is such that your check was returned on account of your bank account being closed.

alaska payday loans

The law is then borrower friendly. You should however use Alaska payday loans for your emergency or short term needs and not as a habitual resort to fulfill your monetary enjoyments.

Money Mart

This Alaska payday loans provider offers a wide arrangement of services. This includes cash till next payday, check cashing services, tax services money transfer and momentum visa. They claim them to be the convenient one stop loan destinations for their customers. This lender claims to operate largest network of their retail financial services through out Canada U.K. and the second largest of its kind in U.S.A. They claim to offer fast services at convenient locations and extended operating hours for their customers. You are supposed to provide with very basic information about you and your eligibility would depend on your income. You can apply for payday loan by visiting the location nearest you. Give them a call at 907-770-6211 or visit their website at www.moneymart.com.

Cash America

This Alaska payday loans company offers a wide arrangement of financial services and products from check cashing to tax filling services, insurance and loan facilities such as cash advance loans and pawn loans. They help you in your credit rebuilding and also buy gold. In addition to it they offer prepaid debit cards. Simply furnish to them basic information about so to make use of their services. You can visit one of their nearby branch offices and apply for payday loan. Give them a call at 907-338-3297 or visit their website at www.cashamerica.com.

Rent-A-Center

This Alaska payday loans offers a wide arrangement of financial services and products from check advances to check cashing, and money orders to money transfer and also tax advice. You can apply online by providing minimum information about you. You can also use their services by personally visiting one of their local branch offices. Give them a call or visit their website at www.racfinancialservices.com.

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