Cash 2 U Payday Loan Reviews

Cash 2 U Payday Loan ReviewsCash 2 U is a payday loan company based out of Virginia that offers both payday and title loans. They say they’re friendly, compassionate, courteous, and quick, which in this industry is something that you don’t find too often, and could be enough to justify going with them over the competition.

In a business where the product is the same, money, these qualities can go a long way, and can separate one lender from the next. You’re going to get roughly the same loan on basically the same terms, so you might as well get the least amount of hassle from the process.

Cash 2 U Payday Loan Reviews

Cash 2 U wants you to have an after tax income of $800 a month, which is pretty standard. The more you make, the more you’ll be able to take out as a payday loan. What’s interesting is that payday lenders will usually lend out what you can afford to payback, plus a little extra. That’s why it’s not a good idea to take them up on their max offer. For example, if they say that your limit is $600 but you only need $200, it’s hard not to take out the $600. But this will get you into a lot of trouble in the long run, and end up costing you much more in fees.

They also want you to have been at your job for three months or more, which can make it really hard if you’re just starting out and need some money now. They also want a bank account that’s been open for 30 days, so they won’t be accepting brand new accounts or starter checks that the bank gives you when you first open an account. This can be a hard thing to come up with if you don’t already have an established account. It’s best to call them before going in to see if there’s any exception to this rule.

Real World Locations
It’s nice to do business with a company face to face, and they’ve got nineteen locations through the state of Virginia. The reason this is so important is you can have confidence that the company is legit. It takes a lot of money and paperwork to get a business like this started, and to keep it maintained, and the state of Virginia is going to make sure that they’re doing business on the up and up. This means that they’re almost pre-screened for you, so you don’t have to worry about them doing you wrong.

Customer Service
Cash 2 U has regular business hours Monday through Thursday, extended hours on Friday, and are open for a half day on Saturday, and closed Sunday. This is similar to the hours kept by many national chains like Advance America and Check N Go. Many people who prefer online loans cite the convenience of being able to get the loan process started online, but with them being open so much it’s as if you can get cash whenever you need it.

Title Loans
Unlike many payday lenders, they are able to offer you title loans against your car. This is where you use your car as collateral, and you’re typically able to get better rates, better payback terms, and higher loan amounts. In this case they’re able to offer up to $5000 if your car justifies it. You’ll still need to meet their qualifications, which include some obvious ones like having the car in your name and having it free and clear. But you also need to have an income coming in, since they need to verify that you can pay the loan off.

Our Recommendation
If you’ve got a branch near you this would be one of the places we’d go if we were in need of cash. Go for a title loan if you can, as this will provide the best terms and you’ll be able to pay it off over time instead of in full on your next payday. If you have to take out a payday loan we do recommend dealing with lenders face to face, as it builds a relationship that can come in handy later if you need them to work with you to get the money paid back in a timely manner.

Add Your Own Experience to Our Cash 2 U Payday Loan Reviews Below

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