Credit Friend Review

Credit Friend ReviewCredit Friend says they can help you repair your credit, and that they can boost your credit score by 100 points or more. This would be a great service to take advantage of if you’re suffering from a bad credit score, and that’s causing you to have to use things like payday loans to try and get out of a financial jam. But can this really work to improve your credit?

They say that by using their service you’ll get a 30 minute credit consultation which should be tailored to your specific credit situation. They say that they’ll be able to remove negative marks on your credit history in less time than if you didn’t use their service. they also say that they offer a money back guarantee if they’re not able to help you. So let’s see what the catch is, and how much it actually costs to use this service.

Credit services like this are often affiliated with the major credit monitoring companies like Equifax, Experian, and TransUnion, and these logos are displayed on the site, but it’s unclear in what way they are involved in the process. It makes a difference whether or not the company is working with these companies, since you want them looking after your best interest, and not a giant corporation.

Credit Friend Review – Should You Use Them?

The sole purpose of the Credit Friend website is to get you to fill out their form or give them a call to get your 30 minute consultation started. They do not disclose how much their service will cost on their website, which is a big red flag for us. Most times when you’re only given one option, and that is to establish contact with a company, they are going to use sales tactics to get you to sign up. If that’s not the case, why not put how much the service costs. If there is a sliding scale based on how bad a person’s credit is, why not show what the scale is.

Obviously the service isn’t free, because they say you get a money back guarantee with it. So the information on how much this costs exists, they’re just not willing to divulge it until you either give them all of your contact information so they can hound you for a sale, or until you call them, essentially giving them your phone number right from the start, and then being pressed for more information once you call. In today’s online and connected world, it just doesn’t make sense not to list the price of your service so people can decide whether it’s right for them without having to listen to a sales pitch.

Credit Repair Experts
They say you’ll be getting a consultation from a credit repair expert, but it’s not listed as to what makes them a credit repair expert, how many years experience they have, or what the qualifications are. They also say they’ll be using “credit repair technology” to clean up your credit, so does it really take an expert to use this software or can pretty much anyone do it?

Six Month Timeframe
They say that you will start to see an improvement in your credit score in just six months. If you don’t do anything to fix your credit score, it likely will never climb, and may even drop further. So while six months might seem like a long time to wait, your credit score didn’t plummet overnight, so it’s going to take time for it to get back to where it once was. They say their methods happen fast, but it’s all relative in the world of credit scores. Six months is actually fast to see the kind of improvement they’re claiming.

Our Recommendation
This seems a bit cookie cutter style, and when it comes to credit repair you don’t want to do anything that might worsen your score. There are attorneys that are trained in credit repair, and that would be the best way to go. It may be worth your while to check Credit Friend out to see what price they’re going to charge you and size up whether it’s worth the benefit of having a higher credit score.

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