G-Money Payday Loans Review

G-Money Payday Loans ReviewG-Money Payday Loans might sound like a gangster name, but there’s nothing else that gives it street cred. The loan amounts they offer are pretty low by most standards, but if they are enough to meet your needs this is one lender that you should look into further.

Even though their website doesn’t look too impressive, the important parts are there, and some lenders with better looking designs aren’t able to provide the type of service you’d expect when borrowing money. It’s still easy enough to navigate around, and they provide a good amount of information on their frequently asked questions page. Most feedback that we could find on the loan process was positive, which is something that you don’t typically see with payday lenders, since most people are not too happy about having to take one out.

There’s also some limitations in place that might actually help you as the borrower. They will only allow you to refinance your loan three times, and they’ll make you wait 3 business days before letting you take out a subsequent loan. This is often referred to as a cooling off period, and is a great way for you to determine if you really need the money, or if you are just taking it out due to habit. After the three days it gives time for the dust to settle and you can run the numbers and see if you can make it through to you next payday without getting a loan.

Our G-Money Payday Loans Review

When dealing with lenders that do the majority of their business online, there are a few telltale signs to look for that can tell you whether they’re worth lending from. You’ll want to verify that they maintain some sort of real world presence in the form of an office or other location that you could actually visit. You’ll want to make sure that the site is secure, and that they have a track record of doing business for an extended amount of time. In this case G-Money payday loans meets these requirements, with multiple offices and they’ve been in business for over a decade.

Secure Application
You’d be surprised how many payday lenders and online loan sites don’t use an encrypted page for the loan application. G-Money does, and as soon as you click on the Apply Now button you’re on a secure page. They also say that they keep your application confidential once you submit it, so you don’t have to be concerned about who they’re sharing it with.

Direct from Online
One of their main features that they tout is that you won’t have to leave your hoe in order to get the money you need. They say that their loan process is 100% online based, so from the application period to the money in your account you don’t need to wait in line or jump through any hoops to get your money. They also say that your credit doesn’t factor in to their approval process, so if you’re tired of being rejected for loans because of your credit score you’ll finally be able to get the money that you need.

Speedy Service
They also state that the application process only takes minutes, so you don’t have to wait around for a long time filling out a long application, nor do you have to kill time waiting to see if you’ve been approved or not. They say you’ll know if you’re getting the money within 30 minutes of applying. If you’ve gotten the runaround from other lenders and waited far longer than this you’ll appreciate having an answer this quickly.

Some might be turned off by the idea that the most you can loan is $300, but if that is the amount you need in order to fix your finances then this could be one way to go for the money. The essence of a payday loan is that it should be a quick way to get smaller amounts of cash, small enough so that you can pay it back when you get your paycheck. The larger sized payday loans is what gets people in trouble and leaves them victim to the payday loan trap of re-loaning again and again.

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