Kansas Payday Loans

It is perfectly legal for you to obtain Kansas payday loans. The most that you’ll be able to take out at one transaction is $500. You’ll be able to hold onto the money for a period of up to 30 days, but not less than 7. It all depends on what day you get paid from your employer.

The most that Kansas payday loans companies can charge you for a rate is 15% so that means the charge on a $100 loan would be $15 and if you got it for a full two weeks it would translate to an APR of 390%. If you took out the full $500 you would pay $75 in finance charges. You can take out two loans at one time, so the most you can be in debt to Kansas payday loans branches in the state of Kansas is $1000.

Kansas Payday Loans: Laws & Regulations

It is unclear whether Kansas payday loans rollovers are permitted, so you’ll want to check with your local stores to see what their rules are regarding rollovers. A rollover is where you pay just the finance charge on a loan and keep it for another two weeks.

kansas payday loans

If they are not allowed you have to return with the full amount of the loan, plus the fee, pay it back and then you can loan it out again. The Kansas payday loans lenders may only charge you one fee for insufficient funds if they present your check to the bank and it doesn’t clear. They may not take any criminal action towards you.

American Payday Loans

This Kansas payday loans lender wants you to know that if your last payday put you a little short and you can’t make it until the next one, you can come to them for some money. They want to show that they understand the kinds of emotions you can feel when you are short on cash. They want to put the money in your hands today, and not make you wait until you are paid again. They will assist in helping you through those frustrating times when things just aren’t adding up. Call them at 816-459-7070 or visit www.americanpaydayloansinc.com.

Paycheck Advance

One Kansas payday loans customer has this to say: “This shop has a lot of different financial products. The prices are nice and their staff is helpful. Many times you will see that their rates are half that than those at other stores.” They bill themselves as giving the top service that can be had in any of their locations in Kansas. They say that they are dedicated to providing loans for the short term when you need them most, in unexpected times. You can get a loan from them from $100-$500 and they require that you have been at your job for at least 6 months an that you have a bank account with checking that’s been active for at least 6 months. Just bring in your most current statement from your bank, and you most recent paycheck stub, as well as your SS card and some photo identification. Of course you’ll need your checkbook to write the check to them that they’ll hold until your next payday. Call them at 816-254-3353 or visit www.cashapproval.com.

Quik Cash

This Kansas payday loans company has over 500 branches throughout the United States and they all have lots of different financial products like Kansas payday loans, and checks cashed, they can make money orders, and transfer money using Western Union. They are now a publicly traded company. This may or may not improve the level of quality service you will receive. Call them at 816-453-2650 or visit www.qcholdings.com.

If you’ve had a good or a bad experience with a specific Kansas payday loans company, please share it with the rest of us so we can all benefit from the information. Also, if you have any questions about Kansas payday loans, you can ask them here, and either one of our staff or another visitor will answer it the same day. You can also feel free to sound off on the cash advance industry itself, and say whether you feel payday loans are inherently good or evil. This will help provide a well-balanced discussion on Kansas payday loans.

Go to the home page for more payday loan reviews.

Add Your Own Kansas Payday Loans Review:

VN:F [1.9.20_1166]
Rating: 0.0/5 (0 votes cast)
VN:F [1.9.20_1166]
Rating: 0 (from 0 votes)
You May Also Like:

Leave a Comment