Kentucky Payday Loans

In the state of Kentucky payday loans are legal. The state has a comprehensive legislative arrangement for payday loans. You can get a loan up to $500. You generally get Kentucky payday loans from companies specifically dealing in payday loan lending services. If you are dealing with a reputable company, you will not get a loan amount exceeding $500 for this is something legally settled upon. The rate of interest these lenders can charge from you is 15% per $100. You can borrow a loan for a minimum of 14 days to a maximum of 60 days. If you borrow a loan of $100, for a period of 14 days, your Kentucky payday loans lender will charge $15 fees on an interest rate of 15%.

Kentucky Payday Loans: Laws & Regulations

The state law completely prohibits rollovers. You can not in any way rollover, renew, or consolidate your Kentucky payday loans. Rolling over of a payday loan would mean paying the fees again for keeping the same loan and not paying back the loan completely on the date stipulated upon for paying it. The principal amount of your loan stands unpaid. As a matter of observation the state seeks to prevent its borrower from unscrupulous lenders to take undue advantage on its borrowers.

And at the same time keeps a check on the activities of its borrowers to not take out Kentucky payday loans habitually for their financial needs. In addition to this, lenders cannot take criminal action against you unless your checking account was closed.

kentucky payday loans

They are allowed to charge some amount as NSF in the event of insufficient funds at the time when the payday loan payment stood due. Kentucky payday loans stores are required to disclose to you in writing, the fees it will charge from you before entering into any transaction with you.

Check Into Cash Advance Centers

This Kentucky payday loans provider offers a wide arrangement of financial products and services. This includes wire transfer, paying bills, and loans services from personal to title and auto loans. They are into check cashing also and provide Kentucky payday loans too. The procedure to apply for a payday loan is simple. They have been providing loan lending services since 1993. You can either visit their branch office nearest you or apply online. Just provide them with some very basic information about yourself. Give them a call at 859-277-9828 or visit their website at www.checkintocash.com.

Cashland

This Kentucky payday loans company is originally a franchise of Cash America. They deal in a wide assortment of services from payday loans to pawn shops. They have been around since 1984. The local payday loan facilities are limited to online application only. You just have to fill application form and get cash deposited to your account. Give them call at 859-967-1700 or visit their website at www.cashamerica.com.

Quik Cash

This Kentucky payday loans lender offers a wide arrangement of services such as check cashing, payday loans, wire transfer, bill payment services and providing debit cards. They claim to support local and national cause by providing money and time support. They claim themselves to be customer-focused providers of convenient financial needs. They have been carrying financial services for more than 25 years. Their loan application procedure is simple. They ask you for valid photo identification, a blank check, and other documentation as required by the state law. You may either apply online or visit one of their local branches. Give them a call at 859-252-3811 or visit their website at www.qcholdings.com.
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If you’ve had a good or a bad experience with a specific Kentucky payday loans company, please share it with the rest of us so we can all benefit from the information. Also, if you have any questions about Kentucky payday loans, you can ask them here, and either one of our staff or another visitor will answer it the same day. You can also feel free to sound off on the cash advance industry itself, and say whether you feel payday loans are inherently good or evil. This will help provide a well-balanced discussion on Kentucky payday loans.

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