Montana Payday Loans

You can get a Montana payday loans up to the maximum amount of $300. These loans are sometimes categorized as fast cash loans or payday advances. With Montana payday loans the lenders might use either of the two alternative methods for making payday loans. They may either lend money to you in lieu of a check for the loan amount plus fees. This check mentions the date on which it is written and the lender holds the check for the agreed number of days before depositing it.

You have the option of buying back the check with cash before the lender deposits it. The second method is keeping a post dated check. Federal law requires Montana payday loans to be expressed in the form of APR. You may use these loans with companies dealing with money lending in various forms.

Montana Payday Loans: Laws & Regulations

Any reputable Montana payday loans company will not offer you more than $300 and if they do it you are suggested to beware of them. However the legal frame work in Montana seems to be borrower friendly. So these lenders cannot charge you with fees exceeding 25% of the face amount of the payday loan. They give you a loan for a maximum period of 31 days. You can only have one loan outstanding at any one time to the maximum limit of $300 or there may be two also but the statutory limit can not be exceeded in any case.

montana payday loans

You are not allowed to rollover your Montana payday loans. Rolling a loan over means that you just pay the fee again, but you don’t have to pay the principal balance back. The Montana payday loans laws serve your interest as a borrower. You must have everything in writing. If the cash terms aren’t to your liking, you may negotiate. You are suggested to borrow only as much as you can afford, in order to avoid legal consequences.

Advance America Cash Advance

This Montana payday loans provider offers a wide variety of financial services varying from visa prepaid cards, check to card and many loan facilities. It’s as easy to apply at this payday loan provider. You can get money credited to your account by just filing an online application form. Give them a call at 406-457-2500 visit their website at

Check Into Cash

This Montana payday loans company claims itself to be the national leader in the specialty consumer financial services that provide a wide arrangement of financial services and products. They provide services like payday loans, reloadable prepaid debit cards, offer title loans and ATM access etc. To use their services just fill an online application form and get cash available in your bank account in as little as 24 hours. Give them a call at 877-262-2274 or visit their website at

Check N Go

This Montana payday loans lender offers a wide arrangement of financial product and money services, varying from check cashing, ATM access, and check advances, to loans which may be title loans, installment loans, and payday loans too. They provide both online and offline services and make cash readily available to you with in 24 hours of applying for it after fulfilling minimum qualifications. Give them a call at 915-775-0318 or visit their site at

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If you’ve had a good or a bad experience with a specific Montana payday loans company, please share it with the rest of us so we can all benefit from the information. Also, if you have any questions about Montana payday loans, you can ask them here, and either one of our staff or another visitor will answer it the same day. You can also feel free to sound off on the cash advance industry itself, and say whether you feel payday loans are inherently good or evil. This will help provide a well-balanced discussion on Montana payday loans.

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