New Hampshire Payday Loans

In the state of New Hampshire, there are very generous New Hampshire payday loans laws. They are legal in the state but are restricted by a few laws to regulate the practice. The loan terms can vary between seven days and thirty days. There is no minimum loan amount but the maximum is $500. However, there are absolutely no caps on how much lenders can charge for interest rates.

The preexisting laws that did restrict New Hampshire payday loans lending were repealed in 1999 in New Hampshire. According to the law, the annual percentage rate on a payday loan shall not exceed 36% per year. If you take a loan of $100 for a period of 14 days the finance charge on this will be $20 and the APR on this will be 521%. Furthermore, you as a borrower cannot have more than one outstanding New Hampshire payday loans at one time.

New Hampshire Payday Loans: Laws & Regulations

You cannot rollover (renew, extend or consolidate) your loan. To be precise, New Hampshire payday loans law allows you no extensions for your loan amount. Rolling over would mean paying the fees again without paying the principal amount.

new hampshire payday loans

The loan process renews again in a rollover. You may, however, renew to obtain additional cash but prior to that the loan must be paid in full. In case you are unable to repay, the lender cannot bring any sort of criminal action against you. But in the case of your checking account being closed you cannot escape your liability. The New Hampshire payday loans agreement must specify your residential details and phone numbers, so it may be help the New Hampshire payday loans lenders also.

Citi Financial

This New Hampshire payday loans provider offers a wide arrangement of financial products and services. These include 2nd mortgage auto loans, automatic payments, banking services, bill consolidation, etc. Loans include personal loans and home equity loans as well. They claim themselves to be the world’s leading financial services providers. They have been serving the community since 1912. If you want to make use of their services you can either fill out their easy online application form or visit their local branch closest to you. They will just ask for a little information about yourself. Give them a call at 603-228-0144 or visit their website at www.citifinancial.com.

PayDayMax

This New Hampshire payday loans company provides quick services in the time of need. They claim to be specializing in fast, low fee payday loans. They also claim to have a confidential and safe application. They get your payday loan application approved quickly. They are dedicated to providing you with friendly, professional service, and some of the best payday loan deals on the Internet. You can give them a call and apply for your payday loan at 877-431-3697 or visit their website at www.paydaymax.com.

Check Into Cash Advance Centers

This New Hampshire payday loans lender offers a wide arrangement of financial products and services. This includes wire transfers, paying bills, and loan services from personal to title and auto loans. They are into check cashing also and provide payday loans as well. The procedure to apply for a payday loan is simple. They claim themselves to be your one stop money shop. They have been providing loan lending services since 1993. You can either visit their branch office or apply online. They provide you cash in a short span of time for your emergency. You just have to provide them with some very basic information about you. Give them a call at 602-268-0732 or visit their website at www.checkintocash.com.

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