Pennsylvania Payday Loans

Pennsylvania is one of the 14 states which do not recognize Pennsylvania payday loans at all. The Check Cashing Licensing Act of 1998 specifically prohibits the lenders to provide Pennsylvania payday loans. These lenders are mostly companies. But since the payday loans do not have a legal status, there are no payday loan companies operating legally in Pennsylvania. The Internet however, seems to be the best source. You can easily apply for money in your financial emergency and get it credited to your account.

Pennsylvania state laws do not provide anything that relates to Pennsylvania payday loans. It is then at the discretion of the parties who take and provide payday loans. The amount of money you may take via payday loans will depend on the lending capabilities of the lender. The interest rate or the fees and the APR the online Pennsylvania payday loans lender will charge can be mutually agreed between you and your lender.

Pennsylvania Payday Loans: Laws & Regulations

The state is silent on the point of rollovers. Rolling over of Pennsylvania payday loans means paying the fees on the loan amount again, without paying the original loan amount. In the absence of any state legislation the parties are free either to choose rollovers or not to choose them. It now depends on you to read the instructions of the loan lenders and ask for a statement of your borrowing put in writing.

pennsylvania payday loans

There may be an electronic form as well. This will help you and your Pennsylvania payday loans lender to keep a record of each other’s name and address and keep track of your borrowing and lending activities. It then helps in avoiding confusion and saves you from Pennsylvania payday loans lenders charging you fees unscrupulously.

Money Mart

This Pennsylvania payday loans provider offers a wide assortment of services. This includes cash till next payday, check cashing services, tax services, money transfer, and Momentum Visa. They claim them to be the convenient one stop loan destination for their customers. This lender claims to operate the largest network of their retail financial services throughout Canada and the UK, and the second largest of its kind in USA. They claim to offer fast services at convenient locations and extended operating hours for their customers. You are supposed to provide with very basic information about you and your eligibility would depend on your income. You can apply for a payday loan by just filling an easy online application form. Give them a call at 412-391-2274 or visit their website at

United Check Cashing

This Pennsylvania payday loans company offers a wide array of services like check cashing, money transfer; money orders, bill payment, prepaid master cards, tax services and payday loans and other services. They claim themselves as a pioneer in check cashing services. They have been in financial services since 1977. All they require form you is, you should be 18 years of age, have an active checking account, a job, and an active phone number. You can make use of their services by filling an easy online application form. Give them a call at 412-201-9180 or visit their website at

This Pennsylvania payday loans lender provides a wide variety of services from payday loans to Max card. They claim themselves to be secure, confidential, and safe. They claim to provide loans overnight after the instant approval of the loan. They also claim that they do not charge hidden fees. The loan application process is simple. You just have to fill an online application form and provide minimum information about yourself. Give them a call at 877-937-3792 or visit their website at

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