Planned Payday Review

Planned Payday ReviewPlanned Payday says that if you need a payday loan up to $1,000 they can give you a decision in 2 minutes. They also say that you’ll get the cash into your account fast, and all you have to do is start the loan application process from their front page.

They say that it’s easy to qualify for these loans, and that all you need to do is get approved, and get your money. They say that they are here to provide you with a payday advance that will help you get through these tough financial times. They also say that they will go the extra distance and help you get the money that you need.

Planned Payday Review – Worth Doing Business With?

Planned Payday refers to themselves as a direct payday lender and they say that it doesn’t matter if you have bad credit or no credit they’ll still lend to you. At the same time they say in their terms and conditions that they are not a lender, and that they are just a broker. They say that they will find you a lender, and you’ll actually be conducting business with them and not exactly Planned Payday. This is interesting because there’s some contradictory information that is very confusing to a potential borrower.

Not Secure
In order to get past the homepage of the website you have to give them your first name, last name, and tell them how much you want to take out. You also need to provide your email address in order to start the application process. Once you make it to the main application page, it is on an unencrypted server so you will be giving things out over a insecure site. This includes things like your home address, how much money you make each month, who your employer is, where you do your banking, your bank’s routing number, and your account number to your checking account.

It is absolutely ludicrous for a company to expect you to provide that sort of information when they do not have a secure page for you to transmit this data. It does not cost very much at all for a company to get their site to have a secure server so that you can transmit information with peace of mind.

A Big Red Flag
This is a lead generating company, and it’s absolutely unacceptable that they do not provide you with the sufficient protection from online hackers and scammers and they expect you to send in your sensitive data on an insecure page. The interesting thing is that there is plenty of competing sites that have a secure page so that you don’t have to worry that someone is going to intercept your data. In a world where identity theft is running rampant it is more important than ever to make sure that you are protecting your sensitive data. When you go with a lender, it is natural that they will want to know how much money you make, and where your bank is, but they should do you the courtesy of giving you a secure page so that you don’t have to worried if someone else is getting that info.

Not Enough Information
They’re simply isn’t enough information provided as to how much money you can expect to be able to be approved for, and what sort of lenders will be doing business with. There isn’t even an FAQ section, or any sort of helpful information that is usually provided by a matching service like this. Since they don’t have any other responsibilities other than finding new borrowers for lenders, most lender matching services will provide a lot of consumer information regarding loans, and credit, and borrowing.

Our Recommendation
Because they did not take the time to provide a secure application page, we have to recommend against going with Planned Payday as your payday lender of choice. It seems that if they were serious about collecting your information they would give you the proper protection that you need in order to feel good about going with them. Because there are plenty of other options available to you, we suggest you take them and just make sure that you see the https which means it’s a secure application.

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