Rapid Cash Today Review

Rapid Cash Today ReviewRapid Cash Today says that it doesn’t matter if you have bad credit, they’ll still be able to get you a loan. They say that they can get you loan amounts up to $1000, but of course you’re going to have to qualify for amounts that high.

There are some pluses and some minuses to doing business with a matching service like this one. We go into it in more detail below, but basically you are filling out one application in the hopes that a lender in their network will offer you a loan. If you’ve been getting rejected by direct lenders, here’s a way to apply to several at once to play the numbers game.

They will definitely go out of their way to help you get a loan because they want to collect their commission they receive if you end up getting a loan. This commission is not something you have to pay, it is something that the lender pays as a sort of finders fee for bringing them a new borrower. Your loan rates are going to be unaffected and will be controlled by the state you live in.

Rapid Cash Today Review

The big draw to using a service like Rapid Cash Today is that they’ll be able to keep sending out your information again and again until you get approved. If you had to fill out a new application each time a lender said no you might spend several hours waiting for a yes. But they can quickly send your information out and only present to you lenders that have said yes, so you don’t waste time trying to get an approval.

Not a Lender
You will not be receiving any money from Rapid Cash Today directly because they are not a lender. They will send your information to lenders that you’re qualified for, and those lenders will take over the transaction from there. So don’t be surprised when a new company comes along and is offering you a loan.

Just One Page
Some websites out there are all about providing a lot of information and explaining all of the steps involved with getting out a loan. Not this company. They basically just want you to fill out the application, and have their entire site nestled on a secure server, which is pretty much a requirement if you’re going to be giving them your information, especially your banking information.

Speediness
They say that you can have your money in a matter of hours, but of course they don’t have any say in the matter. All that Rapid Cash Today is going to do is take your information and pass it along. They don’t really know how long it will take a specific lender to get you the money, or how long it will be before your bank releases the funds. This is also not a good service to go with if you have an overdrawn checking account and want to pay off other debts before clearing up your bank account. They will send the money to your overdrawn account and then you’ll only have what’s left over.

In that case we recommend going in person to a local lender where you can get cash and use the money to pay off the highest priority things. You’ll get similar rates, have to qualify with the same sort of standards, but you’ll be able to leave with cash in hand, where you can then get money orders, or pay for things in cash. Many lenders will also offer a prepaid debit card so that you can make online purchases or do online bill payments.

Our Recommendation
Everyone has their own preference as to whether they want to deal with a direct lender, or go through a service like this where your information is passed along. They both have their benefits, so it’s up to you to decide. The benefit of dealing direct is you typically get an answer faster since they make their own lending decisions. The benefit of going with a service like this is you only fill out one application and are introduced to several lenders.

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