Solid Ground Financial Review

Solid Ground Financial ReviewSolid Ground Financial says they can lower the amount of interest you’re paying on your loans, allowing you to pay off your loans more quickly, and also help your credit score. That’s good new for those that feel like they’re drowning in payday loan debt and need help. But how well does it work?

It’s always nice to think that you could get out of this payday loan jam with just a few emails or phone calls. They say that there’s no minimum requirement to get started with their program, and that they can get your interest rates way down. It makes sense that other companies would be able to thrive in the large gap between standard loan rates and the exorbitant loan rates charged by payday lenders. It’s not surprising to see APRs in the hundreds and even thousands, which is just absurd when you compare that to typical bank loans.

Solid Ground Financial Review

Solid Ground Financial says they can put a stop to late fees being assessed by the payday lender, and they say that they can stop fees charged to you for being over your limit on credit cards. They say their counselors will help you come up with a reasonable budget that you can actually stick to so you won’t get into this mess again.

They also say that there aren’t any hidden fees. Perhaps you’ve tried something like this before only to find out that there were hidden fees involved that made it not such a good idea. With this company being listed as A status by the BBB, there’s a higher chance that they’re following a good protocol, and if there are any problems they’d be open to fixing them to protect their good rating. They point out that you can get started right away, so this could be a very fast answer to a problem that’s been lingering on for quite some time.

Improving Your Credit
Making timely payments to them should improve your credit ratings, and at the very least they can help you avoid your payday loans going into collections and messing up your credit even more. It sometimes feels hopeless to think about your bad credit and it can be easy just to write it off and take the lousy interest rates that come with it. But if you take steps to improve your credit you won’t have to deal with this forever, as your score climbs you should be able to secure better loans and not have to resort to payday loans.

A For Profit Business
Solid Ground Financial is using a .org extension, but they are a for profit business so don’t think that this is an organization that is only in it for non-profit reasons. They are providing a service that will likely leave you better off than where you currently stand in regards to your payday loans, but they will still be making a profit from lending you the money, and their rates and fees will likely still be higher than those of a bank. It’s basically choosing the lesser of two evils, you want to get out of your payday loans but you still can’t get a bank loan, so you can use a company like this and it’s not so bad that they’re getting paid to help you out of a tough spot.


Solid Ground Financial is getting our recommendation as a good place to start if you’re looking to get your loans consolidated. They have a guarantee in place so you won’t be wasting your time in all likelihood. The big thing to realize is that your time is valuable and if you can get the problem solved from the first site you use, then it means you can instantly start relaxing and not worrying about your payday loans anymore. If you are always dreading paying back your payday loans, or they are making it so you can’t survive each month, it’s time to take some serious action to get that resolved. Using a service like this can totally flip things around in just a few hours or so depending on when you call them and how easy they make the process.

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