Utah Payday Loans

It is the case that Utah payday loans are legal. The law does not provide any minimum or maximum amount that can be borrowed as payday loans. Generally you get loans from lending companies. You can get any amount of money as payday loans from these companies. Utah payday loans law is very flexible because everything relating to payday loans rests at the whims of the loan agreement entered between you and your lender.

Your lender can charge any amount of interest rate agreed on between you and your lender. There is no limit on the APR. You can get the loan for any duration agreed mutually with your lender. You are suggested to reduce your loan terms to a written agreement. This agreement should be duly signed by you and your Utah payday loans lender.

The Utah payday loans state law is silent on the point of rollovers. You may or may not opt for the rollover. Rollover means seeking an extension on the existing loan. If you choose to rollover your loan you have to pay the fees again and the loan amount stands due as such. The Utah payday loans law, however, does not allow extension of the loan for more than 12 weeks from the initial date of the loan.

utah payday loans

Utah Payday Loans: Laws & Regulations

In addition to this there is something very unique about Utah law. Utah payday loans lending companies are required to display in a conspicuous place the fees and interest rate in dollar amounts that it will charge on various loans. Lenders are required to furnish you phone numbers to be used in the event of a complaint. They are also required to explain to you verbally all the terms and conditions of the loan agreement, the fees they charge on a particular loan amount and the date on which the loan amount gets credited to your account.

EZ Loans

This Utah payday loans company also provides for emergency cash services. They specifically deal in payday loans. The application procedure is simple. You can apply personally as well as the lender accepts the online payday loan application. This company specifically provides for fees and requirements for taking the payday loan. They ask for your current valid address, proof of identity, and proof or age meaning you should not be less than 18 years of age. Be sure to visit their local branch nearest you in your cash emergency. Give them a call at 801-322-2900 or visit their website at www.ez-loanservices.com.

Cash America Pawn

This Utah payday loans provider offers a wide arrangement of financial services and products from check cashing to tax filling services, insurance and loan facilities such as cash advance loans and pawn loans. They help you in your credit rebuilding and also buy gold. In addition to this they offer prepaid debit cards. You have to furnish to them basic information about yourself to make use of their services. You can visit their branch office in your area and apply for a payday loan. Give them a call at 801-486-2020 or visit their website at www.cashamerica.com.

Money 4 You

This Utah payday loans lender offers payday loans or short term cash advances in your financial emergency. They have locations in 20 locations in Utah and Idaho. They claim to provide money without any credit checks. All they ask you is, you should have full time employment for 1 month and a checking account open for one month. They can be approached either personally by visiting their branch office in Utah or you may fill out an easy online application. Give them a call at 801-965-9095 or visit their website at www.money4youpaydayloans.com.

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