Victoria Funding Solutions Review

Victoria Funding Solutions ReviewVictoria Funding Solutions hasn’t really put a lot into their website, but is driving traffic to it in order to try to get people to sign up for a loan. A lot of people are wondering whether or not this is a scam, and while we can’t comment on that, all we can do is provide you information that can be ascertained from their website.

They say they are based out of St Petersburg Florida, and they say that their main purpose is to research loans in the industry and provide hassle-free loans that are secure. They say that it doesn’t matter whether you have a bad credit history, or even no credit established, they can still get you a loan. Pretty basic claims made by most lenders.

Victoria Funding Solutions Review – Know the Basics

Victoria Funding Solutions doesn’t seem to realize that they are in a very competitive marketplace and that they are up against some pretty heavy hitters. They seem to think that they can get by with a Mickey Mouse website and scant information, as well as an application form that looks like it was made by a 5th grader. They don’t seem to realize that there are lender websites that have encrypted application pages, and amazing user interfaces as well as tons of information provided as far as what to expect from the loan process. It’s quite confusing to wonder what their business model is and how they think this is going to attract any real borrowers.

Unencrypted Application
The application page they take you to his not encrypted, and does not have https in the address bar. This means any information you submit on this form can be intercepted by a scammer and used for purposes of identity theft. This is especially important when you are applying for a loan because all the information you are providing is personal, including your date of birth, your contact information, and what your credit rating is. Since this page is insecure you have a better chance of sending it through email, since all email is hosted on secure servers these days.

Loans up to One Million Dollars
They have stated that you can get loans up to $1,000,000, so we are not quite sure who they think their clientele is going to be, because most people that have bad credit won’t be able to be approved for a million dollar loan. Perhaps this is just a way to assure people that they will be able to get the loan amount they want since most people are not looking for a million dollars. They should be easily be able to take care of your loan of a few hundred dollars if that’s what you’re looking for.

Secured and Unsecured Loans Offered
They say they provide both secured and unsecured loans, which is interesting because most lenders only offer an unsecured loan, which means you don’t have to put up anything in regards to collateral to get the money. When you are in a financial jam, you have probably used up all of your different assets as collateral and just want some cash based on your personal promise to pay it back. Here they are likely trying to attract people that would typically get a loan from the bank, and saying that they can match those same types of interest rates if they have good credit and their income qualifies. But they do not want to turn away those that have bad credit and want an unsecured loan.

Our Recommendation
Victoria Funding Solutions Doesn’t provide a whole lot of information in regards to why you would want to do business with them over another lender. They haven’t spent very much to put their website together, yet they are advertising on the Internet in order to bring people to their site. It seems that they would be better off spending money to upgrade their site and getting an encrypted application page rather than paying money to bring people to a site that looks like it is from the 90′s. We can’t think of any reason why you’d want to go with them, unless you live in St Petersburg Florida and are able to go into their business directly.

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