Western Union Review

Western Union ReviewWestern Union is one of the most well known and it is ubiquitous money transfer companies worldwide. You can send money and receive money in several different locations from supermarkets to convenience stores. You may or may not have used their services in the past, or you may be wondering if it is a good idea to send money or receive money using Western Union. We’re here to help you decide whether or not you should use their many financial services.

Western Union is one of those companies that has been around so long that they are pretty much a staple within American society. Everyone knows that you can send and receive money with Western Union because of the many advertisements that they have run on television for several years. These days you can find Western Union service is all over the place so you never have to go very far in order to find one. The only real reconsideration you have is whether or not you want to take advantage of their services.

Western Union Review

The main competitor for Western Union is MoneyGram, and both services offer basically the same features. You can get money orders and you can also send money to pretty much anyone even if they don’t have a bank account. All they have to do is walk into the local Western Union place where they live, provide the necessary identification information to prove that they are who they claim, and in some instances provide a password that you have established and given to them so that only they are able to pick up the money.

One of the best features of Western Union is the low cost money orders that they offer. You can use these to pay for anything that accepts checks and money orders. Its a way to make payments without having to use your checking account, which can sometimes be a bit dicey or overdrawn and you just don’t want one more payment coming out of there when things are a bit tumultuous.

Beware of Scams
Western Union itself does not stand people out of their money but several scam artists use Western Union to conduct their stems thanks to the cash nature of the business. Scam artists are always trying to find people that will wire them the money using Western Union, because once the transaction is complete it is hard to go back and find out who received the money. You definitely want to make sure that you never send money using Western Union to people that you do not know personally.

Several of these scams you may have seen in your email spam which say that you are the recipient of a large inheritance or other financial windfall, and all that is needed is for you to send the transfer fee or pay some other amount in order to release the funds. What happens is the scam artist receives the money from you but there is no money in it for you.

The western union representative handling the transaction will probably ask you if you know the person that you are sending the money to, and there are other ways that they try to protect consumers from sending money to unknown parties, but in the end it is your responsibility to make sure that the transaction you are conducting is on the up and up. think to yourself how are you met the person you are sending the money to, whether it was then that contacted you first or whether you stop them out. Make sure that you are not letting greed take over and hoping for a big cash bonus by sending them a much smaller amount. If you are sending them a few thousand dollars in order to receive millions in return, that has to sound pretty fishy when you stop to think about it.

Our Recommendation
Western Union has many advantages such as low cost money orders, but the fees that they charge in order to wire the money to friends and family is somewhat pricey. You can send the money to people you know using a service like PayPal and pay much smaller fees. Of course not everyone will be able to get a PayPal account so sometimes Western Union is the only option available. If that is the case then they do offer a secure service that is very fast and you can basically send money all over the planet in just a few minutes.

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