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FDIC-insured banks by state
Directory updated November 2026 · By Payday Loans Reviews Editorial Team · Sources: FDIC BankFind (banks and branches); company websites (loan offices); U.S. Census Bureau
Across the country, you'll find 8,510 storefront loan company offices and roughly 76,905 bank branches spread through 13,536 cities. That gap matters when you're weighing options: the 6,127 banks with branches often provide lower-cost products than storefront lenders, so having a nearby branch can mean real savings on a personal loan or line of credit.
The numbers vary sharply by region. Nebraska leads with 53.1 bank branches per capita, followed by North Dakota at 52.8 and South Dakota at 48.3. Compare that to dense urban areas where payday and title loan stores cluster on the same blocks, sometimes blocks away from any bank.
- Active banks
- 4,220
- Total assets
- $26.5T
- Offices
- 78,023
- States and territories
- 55
| State | Banks | Total assets | Offices | Banks per 100k residents | Largest bank |
|---|---|---|---|---|---|
| Alabama | 93 | $230.0B | 1,914 | 1.8 | Regions Bank |
| Alaska | 5 | $10.6B | 67 | 0.7 | First National Bank Alaska |
| Arizona | 12 | $208.3B | 78 | 0.2 | USAA Federal Savings Bank |
| Arkansas | 78 | $184.5B | 1,946 | 2.6 | Bank OZK |
| California | 115 | $565.1B | 1,757 | 0.3 | City National Bank |
| Colorado | 63 | $56.6B | 492 | 1.1 | NBH Bank |
| Connecticut | 26 | $43.6B | 339 | 0.7 | Liberty Bank |
| Delaware | 15 | $1.2T | 4,189 | 1.5 | PNC Bank, National Association |
| District of Columbia | 4 | $3.5B | 18 | 0.6 | City First Bank, National Association |
| Florida | 81 | $344.5B | 1,114 | 0.4 | SouthState Bank, National Association |
| Georgia | 123 | $102.9B | 809 | 1.1 | Ameris Bank |
| Hawaii | 6 | $65.6B | 187 | 0.4 | Bank of Hawaii |
| Idaho | 10 | $12.0B | 118 | 0.5 | D. L. Evans Bank |
| Illinois | 324 | $776.4B | 3,269 | 2.6 | BMO Bank National Association |
| Indiana | 87 | $221.5B | 1,546 | 1.3 | Old National Bank |
| Iowa | 225 | $127.8B | 1,189 | 7.0 | Principal Bank |
| Kansas | 183 | $94.9B | 1,125 | 6.2 | Capitol Federal Savings Bank |
| Kentucky | 120 | $84.9B | 1,001 | 2.7 | Stock Yards Bank & Trust Company |
| Louisiana | 103 | $82.1B | 999 | 2.2 | Origin Bank |
| Maine | 22 | $49.0B | 416 | 1.6 | Bangor Savings Bank |
| Maryland | 27 | $49.1B | 245 | 0.4 | EagleBank |
| Massachusetts | 89 | $632.3B | 1,256 | 1.3 | State Street Bank and Trust Company |
| Michigan | 72 | $72.5B | 659 | 0.7 | Northpointe Bank |
| Minnesota | 221 | $115.9B | 897 | 3.9 | Ameriprise Bank, FSB |
| Mississippi | 57 | $130.2B | 1,292 | 1.9 | Hancock Whitney Bank |
| Missouri | 190 | $301.2B | 2,008 | 3.1 | UMB Bank, National Association |
| Montana | 35 | $78.1B | 753 | 3.2 | Glacier Bank |
| Nebraska | 138 | $110.6B | 1,006 | 7.0 | First National Bank of Omaha |
| Nevada | 14 | $44.1B | 37 | 0.4 | Toyota Financial Savings Bank |
| New Hampshire | 17 | $16.8B | 131 | 1.2 | Mascoma Bank |
| New Jersey | 49 | $217.1B | 1,036 | 0.5 | Valley National Bank |
| New Mexico | 29 | $16.4B | 175 | 1.4 | First American Bank |
| New York | 115 | $2.1T | 2,896 | 0.6 | Goldman Sachs Bank USA |
| North Carolina | 38 | $3.5T | 6,699 | 0.4 | Bank of America, National Association |
| North Dakota | 60 | $65.6B | 469 | 7.7 | Bell Bank |
| Ohio | 156 | $5.7T | 13,020 | 1.3 | JPMorgan Chase Bank, National Association |
| Oklahoma | 169 | $212.2B | 1,399 | 4.2 | BOKF, National Association |
| Oregon | 12 | $73.2B | 456 | 0.3 | Columbia Bank |
| Pennsylvania | 109 | $342.4B | 2,306 | 0.8 | First National Bank of Pennsylvania |
| Rhode Island | 5 | $245.8B | 1,059 | 0.5 | Citizens Bank, National Association |
| South Carolina | 44 | $65.7B | 568 | 0.8 | United Community Bank |
| South Dakota | 56 | $3.9T | 5,504 | 6.2 | Citibank, National Association |
| Tennessee | 109 | $317.7B | 1,894 | 1.6 | Pinnacle Bank |
| Texas | 346 | $793.8B | 4,387 | 1.2 | Charles Schwab Bank, SSB |
| Utah | 44 | $1.4T | 577 | 1.3 | Morgan Stanley Bank, National Association |
| Vermont | 12 | $8.9B | 102 | 1.9 | Northfield Savings Bank |
| Virginia | 56 | $1.0T | 1,591 | 0.6 | Capital One, National Association |
| Washington | 29 | $91.4B | 705 | 0.4 | WaFd Bank |
| West Virginia | 41 | $51.8B | 526 | 2.3 | WesBanco Bank, Inc. |
| Wisconsin | 153 | $182.1B | 1,388 | 2.6 | Associated Bank, National Association |
| Wyoming | 24 | $10.8B | 97 | 4.1 | Pinnacle Bank - Wyoming |
| U.S. territories | |||||
| Guam | 2 | $3.4B | 22 | — | Bank of Guam |
| Micronesia | 1 | $278.4M | 5 | — | Bank of the Federated States of Micronesia |
| Puerto Rico | 5 | $95.2B | 283 | — | Banco Popular de Puerto Rico |
| U.S. Virgin Islands | 1 | $506.0M | 2 | — | Merchants Commercial Bank |
| United States | 4,220 | $26.5T | 78,023 | JPMorgan Chase Bank, National Association | |
Office counts cover every branch a bank operates nationwide. Each institution is assigned to one state only: where its headquarters sits. Assets reflect what banks report to the FDIC.