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Payday loan stores by state
Directory updated November 2026 · By Payday Loans Reviews Editorial Team · Sources: company websites and public map listings (loan offices); U.S. Census Bureau (population, income)
Across the 49 states we track, you'll find 8,510 licensed loan company storefronts listed in the tables below. That is roughly one storefront for every nine bank branches in the country. Before you visit any location, confirm the license is active with your state regulator. Ask for the full repayment amount in dollars and the due dates. Bring government ID, proof of income, and a bank statement. Compare at least two offers.
Tennessee leads with 8.1 loan offices per 100k residents, followed by South Carolina at 7.6, Alabama at 7.5, Oklahoma at 7.2, and Texas at 5.8. If you live in these states, you likely have several nearby options. Still, proximity does not mean a loan fits your budget. Call your state's financial regulator today to verify a license before you sign anything.
- Loan stores
- 8,510
- Store chains
- 25
- States
- 49
- Stores per 100k residents
- 2.6
Big U.S. Payday Loan Store Networks
| Lender | Stores | States | Website |
|---|---|---|---|
| OneMain Financial | 1,434 | 44 | onemainfinancial.com |
| ACE Cash Express | 895 | 24 | acecashexpress.com |
| TitleMax | 877 | 15 | titlemax.com |
| Security Finance | 775 | 13 | securityfinance.com |
| Advance America | 744 | 24 | advanceamerica.net |
| Lendmark Financial Services | 577 | 24 | lendmarkfinancial.com |
| Mariner Finance | 531 | 28 | marinerfinance.com |
| 1st Franklin Financial | 379 | 10 | 1ffc.com |
| Check 'n Go | 323 | 15 | checkngo.com |
| Check Into Cash | 290 | 20 | checkintocash.com |
| loanDepot | 241 | 41 | loandepot.com |
| Sun Loan Company | 222 | 8 | sunloan.com |
| Oportun | 191 | 8 | oportun.com |
| Speedy Cash | 181 | 13 | speedycash.com |
| Western Shamrock Finance | 175 | 4 | westernshamrock.com |
| Cash Store | 157 | 3 | cashstore.com |
| Texas Car Title and Payday Loan Services | 109 | 1 | texascartitleandpaydayloanservicesinc.com |
| Advance Financial | 104 | 1 | af247.com |
| Dollar Loan Center | 94 | 4 | dontbebroke.com |
| Moneytree | 67 | 5 | moneytreeinc.com |
| Check City | 65 | 4 | checkcity.com |
| B&F Finance | 32 | 2 | bnffinance.com |
| CASH 1 Loans | 27 | 2 | cash1loans.com |
| Approved Cash | 11 | 6 | approvedcashadvance.com |
| Always Money | 9 | 3 | alwaysmoney.com |
Cities With Highest Loan Store Density
Stores that offer loans group heavily in places with below-average household earnings. For cities with 50,000+ people, we ordered them by loan stores per 100,000 population and included median income, which you can stack up against the U.S. average of $85,275.
| City | Stores | Per 100k people | Median household income | Poverty rate |
|---|---|---|---|---|
| Texarkana, TX | 15 | 24.2 | $55,996 | 17.4% |
| Morristown, TN | 10 | 19.1 | $49,981 | 19.0% |
| Harlingen, TX | 17 | 17.8 | $58,296 | 22.7% |
| Weslaco, TX | 12 | 16.1 | $54,817 | 24.2% |
| West Columbia, SC | 8 | 15.3 | $63,086 | 13.0% |
| Beaufort, SC | 9 | 15.1 | $72,094 | 16.1% |
| Dothan, AL | 13 | 15.0 | $57,050 | 19.1% |
| Columbia, TN | 10 | 15.0 | $69,467 | 11.8% |
| Wichita Falls, TX | 15 | 14.8 | $61,572 | 16.9% |
| Greenwood, SC | 8 | 14.8 | $48,611 | 16.7% |
| McAllen, TX | 21 | 14.6 | $61,483 | 20.2% |
| Lufkin, TX | 9 | 14.4 | $59,163 | 16.8% |
| Alexandria, LA | 8 | 14.3 | $52,118 | 24.1% |
| Florence, SC | 13 | 14.2 | $61,793 | 17.8% |
| Victoria, TX | 12 | 13.9 | $72,421 | 16.1% |
Loan Stores in All 50 States
| State | Stores | Per 100k people | Median household income | Poverty rate | Biggest chain |
|---|---|---|---|---|---|
| Alabama | 378 | 7.5 | $65,640 | 15.8% | TitleMax |
| Arizona | 204 | 2.8 | $81,327 | 12.9% | TitleMax |
| Arkansas | 7 | 0.2 | $61,012 | 16.2% | ACE Cash Express |
| California | 617 | 1.6 | $102,369 | 12.0% | ACE Cash Express |
| Colorado | 89 | 1.5 | $97,396 | 9.6% | ACE Cash Express |
| Connecticut | 4 | 0.1 | $104,433 | 10.2% | loanDepot |
| Delaware | 30 | 3.0 | $86,313 | 10.7% | Check 'n Go |
| District of Columbia | 11 | 1.6 | $111,467 | 15.2% | ACE Cash Express |
| Florida | 352 | 1.6 | $75,446 | 12.7% | Advance America |
| Georgia | 538 | 5.0 | $79,251 | 13.6% | TitleMax |
| Hawaii | 12 | 0.8 | $101,448 | 10.0% | OneMain Financial |
| Idaho | 79 | 4.2 | $76,311 | 10.7% | Security Finance |
| Illinois | 140 | 1.1 | $87,400 | 11.8% | OneMain Financial |
| Indiana | 166 | 2.4 | $73,437 | 12.4% | OneMain Financial |
| Iowa | 34 | 1.1 | $76,204 | 11.1% | OneMain Financial |
| Kansas | 83 | 2.8 | $78,365 | 11.8% | Advance America |
| Kentucky | 136 | 3.0 | $65,382 | 16.2% | OneMain Financial |
| Louisiana | 232 | 5.0 | $62,722 | 19.0% | Security Finance |
| Maine | 5 | 0.4 | $75,636 | 10.8% | OneMain Financial |
| Maryland | 98 | 1.6 | $108,948 | 9.5% | ACE Cash Express |
| Massachusetts | 4 | 0.1 | $109,539 | 10.1% | loanDepot |
| Michigan | 137 | 1.4 | $75,812 | 13.3% | Advance America |
| Minnesota | 32 | 0.6 | $92,264 | 9.4% | OneMain Financial |
| Mississippi | 154 | 5.2 | $57,184 | 19.2% | Advance America |
| Missouri | 302 | 4.9 | $73,651 | 12.7% | TitleMax |
| Montana | 6 | 0.5 | $71,403 | 12.2% | OneMain Financial |
| Nebraska | 7 | 0.4 | $79,262 | 10.5% | OneMain Financial |
| Nevada | 182 | 5.8 | $78,884 | 12.6% | Dollar Loan Center |
| New Hampshire | 9 | 0.6 | $100,699 | 7.3% | OneMain Financial |
| New Jersey | 52 | 0.6 | $109,319 | 9.9% | OneMain Financial |
| New Mexico | 70 | 3.3 | $64,322 | 18.1% | Sun Loan Company |
| New York | 48 | 0.2 | $93,193 | 13.8% | OneMain Financial |
| North Carolina | 231 | 2.2 | $74,061 | 13.2% | OneMain Financial |
| North Dakota | 4 | 0.5 | $77,573 | 10.9% | OneMain Financial |
| Ohio | 205 | 1.7 | $74,030 | 13.3% | OneMain Financial |
| Oklahoma | 287 | 7.2 | $66,838 | 15.4% | Security Finance |
| Oregon | 52 | 1.2 | $83,810 | 11.9% | ACE Cash Express |
| Pennsylvania | 199 | 1.5 | $81,657 | 11.9% | OneMain Financial |
| Rhode Island | 9 | 0.8 | $89,026 | 11.5% | Advance America |
| South Carolina | 398 | 7.6 | $69,406 | 14.4% | TitleMax |
| South Dakota | 3 | 0.3 | $73,056 | 12.0% | OneMain Financial |
| Tennessee | 563 | 8.1 | $71,256 | 13.9% | Advance Financial |
| Texas | 1,720 | 5.8 | $81,963 | 13.9% | TitleMax |
| Utah | 101 | 3.0 | $95,410 | 8.7% | Check City |
| Virginia | 167 | 1.9 | $101,899 | 10.1% | OneMain Financial |
| Washington | 81 | 1.0 | $100,769 | 10.0% | OneMain Financial |
| West Virginia | 31 | 1.7 | $60,548 | 16.7% | OneMain Financial |
| Wisconsin | 230 | 3.9 | $78,208 | 10.8% | Security Finance |
| Wyoming | 11 | 1.9 | $76,892 | 10.8% | Advance America |
ZIP-code-level data from the U.S. Census Bureau American Community Survey supplies our population, income and poverty numbers. We define loan stores as storefront locations of major payday, installment and title lenders traced through company sites and Google Maps, not counting online-only or small independent lenders.