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Pawn shops by state
Directory updated November 2026 · By Payday Loans Reviews Editorial Team · Sources: Overture Maps (pawn shops); company websites (loan offices); U.S. Census Bureau
Across the United States, storefronts offering quick cash fall into two main camps: pawn shops and payday loan offices. Our data covers 51 states and territories, tallying 8,948 pawn shops and 8,510 payday loan company offices. The way you borrow differs sharply. At a pawn shop, you bring in valuables like jewelry or tools, and the lender holds them as collateral. Repay the loan, you get your item back. Don't, and the shop sells it. Payday loans work differently: you write a post-dated check or authorize a bank withdrawal, and the lender relies on your next paycheck.
Roughly 1,777 pawn shops belong to chains. The rest are independent stores in 3,068 cities. Some states have far more pawn shops relative to population: Arkansas leads with 7.4 shops per 100k residents, followed by Montana and West Virginia at 6.1 each. That density can mean more competition or simply more temptation to pawn what you own. Below, find state-by-state tables showing counts of both business types. Use them to see what's available near you before you walk in.
- Pawn shops
- 8,948
- States
- 51
- Pawn shops per 100k residents
- 2.7
- Part of a big chain
- 19.9%
- List a phone
- 97.5%
Largest U.S. Pawn Shop Brands
While most locations are mom-and-pop businesses, 19.9% are part of large corporate chains shown below.
| Chain | Pawn shops |
|---|---|
| Cash America Pawn | 709 |
| EZPAWN | 407 |
| First Cash Pawn | 201 |
| Value Pawn & Jewelry | 107 |
| Superpawn | 76 |
| Cashland | 60 |
| Complete Cash | 40 |
| La Familia Pawn and Jewelry | 39 |
| USA Pawn | 35 |
| GEM Pawnbrokers | 29 |
| Pawn America | 28 |
| Lending Bear | 25 |
Places with the Most Pawn Shops
Below are cities with 50,000+ people and at least 3 pawn shops, ranked by number of shops per 100,000 residents. Each row shows local median household income (national median: $85,275) and the area's poverty rate.
| City | Pawn shops | Per 100k people | Median household income | Poverty rate |
|---|---|---|---|---|
| Fort Smith, AR | 15 | 16.0 | $56,234 | 17.9% |
| Hot Springs National Park, AR | 11 | 14.4 | $54,219 | 18.1% |
| Danville, VA | 8 | 13.4 | $48,191 | 21.4% |
| Pasadena, TX | 18 | 12.4 | $62,665 | 19.7% |
| Crossville, TN | 7 | 12.2 | $58,684 | 13.5% |
| Griffin, GA | 8 | 12.0 | $62,778 | 18.3% |
| Norcross, GA | 9 | 12.0 | $54,398 | 18.8% |
| Rome, GA | 9 | 11.8 | $62,230 | 17.7% |
| North Little Rock, AR | 8 | 11.5 | $51,874 | 21.2% |
| Huntington Park, CA | 8 | 11.4 | $61,376 | 17.1% |
| Sherman, TX | 6 | 11.2 | $62,961 | 11.2% |
| Klamath Falls, OR | 6 | 10.9 | $59,744 | 18.9% |
| North Fort Myers, FL | 6 | 10.9 | $55,090 | 15.4% |
| Cocoa, FL | 7 | 10.7 | $67,942 | 13.8% |
| Lagrange, GA | 6 | 10.6 | $54,446 | 19.2% |
Pawn Shops Available in Each State
| State | Pawn shops | Per 100k people | Loan stores per 100k | Median household income | Poverty rate |
|---|---|---|---|---|---|
| Alabama | 235 | 4.6 | 7.5 | $65,640 | 15.8% |
| Alaska | 25 | 3.4 | — | $91,603 | 10.2% |
| Arizona | 206 | 2.8 | 2.8 | $81,327 | 12.9% |
| Arkansas | 223 | 7.4 | 0.2 | $61,012 | 16.2% |
| California | 535 | 1.4 | 1.6 | $102,369 | 12.0% |
| Colorado | 179 | 3.1 | 1.5 | $97,396 | 9.6% |
| Connecticut | 77 | 2.1 | 0.1 | $104,433 | 10.2% |
| Delaware | 23 | 2.3 | 3.0 | $86,313 | 10.7% |
| District of Columbia | 4 | 0.6 | 1.6 | $111,467 | 15.2% |
| Florida | 983 | 4.5 | 1.6 | $75,446 | 12.7% |
| Georgia | 544 | 5.0 | 5.0 | $79,251 | 13.6% |
| Hawaii | 31 | 2.1 | 0.8 | $101,448 | 10.0% |
| Idaho | 65 | 3.4 | 4.2 | $76,311 | 10.7% |
| Illinois | 263 | 2.1 | 1.1 | $87,400 | 11.8% |
| Indiana | 150 | 2.2 | 2.4 | $73,437 | 12.4% |
| Iowa | 57 | 1.8 | 1.1 | $76,204 | 11.1% |
| Kansas | 87 | 3.0 | 2.8 | $78,365 | 11.8% |
| Kentucky | 244 | 5.4 | 3.0 | $65,382 | 16.2% |
| Louisiana | 149 | 3.2 | 5.0 | $62,722 | 19.0% |
| Maine | 38 | 2.8 | 0.4 | $75,636 | 10.8% |
| Maryland | 123 | 2.0 | 1.6 | $108,948 | 9.5% |
| Massachusetts | 53 | 0.8 | 0.1 | $109,539 | 10.1% |
| Michigan | 159 | 1.6 | 1.4 | $75,812 | 13.3% |
| Minnesota | 86 | 1.5 | 0.6 | $92,264 | 9.4% |
| Mississippi | 151 | 5.1 | 5.2 | $57,184 | 19.2% |
| Missouri | 188 | 3.0 | 4.9 | $73,651 | 12.7% |
| Montana | 67 | 6.1 | 0.5 | $71,403 | 12.2% |
| Nebraska | 37 | 1.9 | 0.4 | $79,262 | 10.5% |
| Nevada | 101 | 3.2 | 5.8 | $78,884 | 12.6% |
| New Hampshire | 25 | 1.8 | 0.6 | $100,699 | 7.3% |
| New Jersey | 72 | 0.8 | 0.6 | $109,319 | 9.9% |
| New Mexico | 54 | 2.6 | 3.3 | $64,322 | 18.1% |
| New York | 314 | 1.6 | 0.2 | $93,193 | 13.8% |
| North Carolina | 375 | 3.5 | 2.2 | $74,061 | 13.2% |
| North Dakota | 17 | 2.2 | 0.5 | $77,573 | 10.9% |
| Ohio | 241 | 2.0 | 1.7 | $74,030 | 13.3% |
| Oklahoma | 222 | 5.6 | 7.2 | $66,838 | 15.4% |
| Oregon | 69 | 1.6 | 1.2 | $83,810 | 11.9% |
| Pennsylvania | 124 | 1.0 | 1.5 | $81,657 | 11.9% |
| Rhode Island | 25 | 2.3 | 0.8 | $89,026 | 11.5% |
| South Carolina | 168 | 3.2 | 7.6 | $69,406 | 14.4% |
| South Dakota | 33 | 3.7 | 0.3 | $73,056 | 12.0% |
| Tennessee | 257 | 3.7 | 8.1 | $71,256 | 13.9% |
| Texas | 1,260 | 4.3 | 5.8 | $81,963 | 13.9% |
| Utah | 87 | 2.6 | 3.0 | $95,410 | 8.7% |
| Vermont | 1 | 0.2 | — | $80,516 | 10.8% |
| Virginia | 197 | 2.3 | 1.9 | $101,899 | 10.1% |
| Washington | 141 | 1.8 | 1.0 | $100,769 | 10.0% |
| West Virginia | 108 | 6.1 | 1.7 | $60,548 | 16.7% |
| Wisconsin | 48 | 0.8 | 3.9 | $78,208 | 10.8% |
| Wyoming | 27 | 4.7 | 1.9 | $76,892 | 10.8% |
Pawn shop listings: © Overture Maps Foundation (CDLA-Permissive 2.0), including Foursquare OS Places and © OpenStreetMap contributors; filtered and de-duplicated by us. Population, income and poverty: U.S. Census Bureau, American Community Survey. Call ahead to confirm hours and what a shop buys or lends on.