Independent · Not a lender The fine print, in plain sight.
Know what a lender is allowed to charge you before you sign anything, and spot cheaper options early. Know what lenders can charge before you sign.
Loan Payment & Cost Tools
These tools translate loan jargon into numbers you can compare. Each calculator runs in your browser, saves nothing, and follows the same state-by-state rules used throughout this site. You'll enter basic loan details and see costs broken down. Payday Loans Reviews does not lend money or approve loans; every result is an estimate for comparison only.
Payday Loan APR Calculator
Change a payday fee into a yearly rate and see the complete repayment figure.
Installment Loan Payment Calculator
Calculate your monthly payment, total interest and complete amortization schedule for an installment loan.
Payday Loan Rollover Calculator
See how renewal fees stack up until they surpass what you originally borrowed.
State Limit & Fee Checker
Confirm whether the loan amount you want is permitted under your state's payday lending rules and see what fees are legally capped at.
Payday vs. Installment vs. Cash App Calculator
View the cost of the same amount through a payday loan, an installment loan, and a cash advance app.